For insurtech founders  ·  pre-seed to series B

Launch your insurtech in weeks, not years.

Skip the 18 months of building core insurance tech. Skip the $2M of engineering hires. uBind handles policies, claims, payments, comms, compliance and integrations — so your lean team can focus on the unique offering and the distribution.

Book a 30-min demo Compare build vs buy
6 week launch Low-code You own the IP Embedded ready Compliance built-in
6w
Typical launch time
$2M+
Engineering cost avoided
99.9%
Uptime SLA
app.yourinsurtech.com / launch DEPLOYED
YOUR STACK · pet insurance MVP
Configured & live
READY IN
6 weeks
Product schema · pet liability
CONFIG · 28 fields · 4 sections
ACTIVE
Rating engine · breed × age × postcode
CONFIG · 12 factors · live FX
ACTIVE
Embedded quote form · React widget
CDN · prefill API · < 3 lines code
ACTIVE
Payments · Stripe + premium funding
CONFIG · monthly + annual
ACTIVE
Customer portal · branded
YOUR.LOGO · self-serve renewals
ACTIVE
Claims workflow · automated FNOL
READY · activate when needed
OPTIONAL
Multi-currency · USD/EUR/GBP/SGD
READY · activate at expansion
OPTIONAL
YOUR LAUNCH
6w
vs. industry avg of 18 months building from scratch.
YOU SAVED
$2.4M
12 engineering hires you didn’t make · runway you kept.

Trusted by teams at

Built for insurtech ventures

A platform you grow into,
not out of.

Start with the core feature set. Turn on advanced capabilities as you grow. The same platform serves a 5-customer MVP and a $50M GWP business — no migrations required.

01 · Core

Core insurance platform

Modern core insurance platform handling everything from quotes to claims. Functional, secure, ready for your unique proposition out of the box.

→ Every layer covered
02 · Flexibility

Extensible & flexible

Modular design with ample extension points. APIs, automations, integrations, custom fields, custom rules — built for unique requirements, not the average case.

→ No platform lock-in
03 · Features

Rich feature set

150+ features designed for modern insurance problems with principles of self-service and automation. We push the envelope so you don’t have to.

→ 16 categories shipped
04 · Battle-tested

Tried & tested

Used across every line of insurance, handling enterprise-scale volumes. Industry-tested, trusted by major global insurers — yet shaped to fit insurtech velocity.

→ Scaled to $2B+ GWP
The honest math

Build from scratch, or launch on us.

The economics of building core insurance tech haven’t shifted with software cost curves. They’ve gotten worse. Here’s what each path actually costs an insurtech founding team.

PATH A · Build it yourself

Hire 12 engineers. Burn $2M. Ship in 18 months.

The reality of building core insurance infrastructure from scratch — assuming you stay on schedule and budget. Most don’t.

TOTAL COST · YEAR 1
$2.4M
12 engineers · $200K loaded · 12 months
  • Quote & bind engine from scratch · 6 mo
  • Policy admin · transactions · prorating · 4 mo
  • Payments · PCI compliance · 3 mo
  • Document generation · templating · 2 mo
  • Compliance · audit logs · attestations · 3 mo
TIME TO REVENUE
Day 0 18 months
PATH B · Launch on uBind

Configure the platform. Keep your runway. Ship in 6 weeks.

Skip the core build. Ours is already shipped, scaled and certified — spend your runway on distribution and product.

ENGINEERING HIRES NEEDED
Zero
Platform fee scales with what you launch · priced to your scope, not ours
  • Quote & bind engine · already shipped
  • Policy admin · transactions · prorating · ready
  • Payments · 6 providers · PCI handled by us
  • Documents · templating engine · auto-merge
  • ISO 27001 · PCI-DSS · CPS-234 · all done
TIME TO REVENUE
Day 0 6 weeks · 13× faster

Path A costs $2.4M whether you launch one product or ten — the team you have to hire is the same either way. With us you only pay for what you actually launch, and every dollar of it goes into your product instead of rebuilding the core.

Day 0 → Year 2

While you’re still building, someone else is selling.

Two ventures, the same 24 months, the same market. One spends 18 of them building core infrastructure — and launches into ground the other already holds. Illustrative, not measured.

$5M
$1M
$100K
$10K
$0
Launch on uBind Build it yourself
18 months building · zero GWP Launches late · out of runway
DAY 0
Sign-up
Sandbox keys issued. Founder demo session. Slack channel opened with your CSM.
WEEK 1
Product configured
Rating logic wired. Quote form themed. Test customer end-to-end journey live.
WEEK 4
First customer
First paying policyholder bound. Real GWP in your account. Confetti.
MONTH 3
$100K GWP
Distribution patterns clear. Marketing channels working. Embedded partners signed.
MONTH 12
$1M GWP
Multi-product launch. Renewals starting. Compliance docs sent to capacity partner.
YEAR 2
$5M+ GWP
Multi-region. Multi-currency. Same platform, same team, 50× growth.
The operating model

Boring stuff to us. Unique stuff to you.

The clear division of work that lets a 4-person founding team run what a traditional insurer needs a 50-person platform team for.

uBind handles

The infrastructure nobody pays you for.

The boring, regulated, expensive, mission-critical layer. We’ve already built it, paid for it, audited it, and proven it at scale. You inherit it on day one.

Hosting & scaling Monitoring & alerting Upgrades & patches ISO 27001 / PCI-DSS Audit logs Compliance attestations Payment processing Document generation Email / SMS delivery Multi-currency / FX Tax calculation 20+ integrations
You focus on

The bits that make you actually different.

The competitive moat. The customer relationship. The unique insight your founders have that no platform can replicate. The stuff your investors are funding.

Unique product wedge Brand voice & design Distribution strategy Customer relationships Pricing & risk model Embedded partners Capacity relationships Growth experiments Customer support Fundraising Hiring your team The next funding round
Multi-party ecosystem

Partner with everyone. Without rebuilding everything.

Insurance is a multi-party game — capacity, distribution, claims, data, payments. uBind handles the integration layer so you can plug into the ecosystem without playing systems integrator.

Capacity providers
Connect to carriers and Lloyd’s syndicates via API. Real-time risk transfer. Their rules, your UX.
MGA & broker networks
Expose your product to MGAs and brokers via published APIs. Each gets their own portal, their own commission terms.
Embedded partners
Drop your quote form into any third-party app, marketplace or website with three lines of code. Real-time bind.
Third-party risk data
Geospatial, perils, property, address validation, motor vehicle — live data flows into rating at quote time.
Payment providers
Stripe, eWAY, DEFT, Zai for collection. Arteva, IQumulate for premium funding. Plug-and-play.
YOUR
Insurtech
Carriers
capacity
MGAs
distribution
Brokers
advice
Risk data
enrichment
Payments
processing
Customers
direct & embedded
Validate & iterate

Test products, not infrastructure.

Insurtech is a hypothesis business. Central product logic, pricing and workflows in a configurable platform means you can test variants, adjust features and refine pricing — without rebuilding core infrastructure for each experiment.

  • Test products, not core infrastructure · configure pricing, rules and workflows in one platform so your team can refine the offering without rebuilding the engine.
  • Adjust pricing without a rebuild · update rating factors, loadings and discounts in the platform and roll changes through your configured product setup.
  • Launch new products on the same foundation · bring a second product live using the same policy, payments, comms and portal capabilities.
  • Versioned, auditable configuration · product settings, documents and rules are managed with change history, so teams can track updates with confidence.
  • Business teams can move faster · underwriters and operations teams can manage more of the product setup directly, without turning every change into an engineering project.
Yours, not ours

You own the IP. You own the customer.

uBind is the engine; the brand, the customers and the unique product logic remain yours. No platform lock-in. No customer ownership ambiguity at exit time.

Your brand, end to end

Quote forms, customer portals, broker portals, certificates, schedules, emails, SMS — every customer-facing surface branded as you. White-label by default.

  • Custom domains for portals & emails
  • Themed quote widgets (CSS variables)
  • Branded document templates
  • DKIM & SPF on your domain

Your data, exportable

Every customer record, policy, claim, payment and quote is yours — exportable via API or scheduled to your warehouse. No data ransom at renewal time. Clean handover at exit.

  • Full data export · JSON, CSV, SQL
  • Direct push to Snowflake / BigQuery
  • Customer ownership clear in MSA
  • 30-day exit migration support
Compliance from day one

Ship faster without losing your licence.

Regulators don’t care that you’re 6 months old. They care about audit logs, document versioning, underwriting controls and reporting. uBind gives you all of it on day one.

ISO 27001 CERTIFIED

Information security

Annual surveillance audits. Risk register, control framework and incident response playbooks already in place — inherited the day you sign.

PCI-DSS v4 SERVICE PROVIDER

Card-data security

Card numbers are replaced with tokens end-to-end, so your CDE shrinks to almost nothing — meaning your own PCI obligations stay tiny as you scale.

AUDIT LOGS · BUILT IN

Every action recorded

Every config change, every quote, every bind, every claim — timestamped, attributed, before/after values. Regulator-ready exports in one click.

The numbers

What uBind actually does for insurtechs.

What the platform gives you on day one, and what it saves you from building. No vanity numbers.

Time to launch
6w
Contract signing to first paid policy bound — configuration, not construction. Pet, cyber, rental, freight and prosumer products.
Eng saved
$2M+
Year-one engineering cost you don’t carry — the equivalent of 12 senior platform hires you never have to make.
GWP on platform
$2B+
Gross written premium processed through uBind. Enterprise-scale capacity, available to you from day one.
Uptime SLA
99.9%
Production uptime, trailing 12 months. Your platform is more reliable from day one than your competitors’ five-year-old in-house builds.
"
They really understood insurance, how to get a product to market, but also understood how to engage with customers to ensure that a sale is not lost when selling insurance digitally … leveraging their platform has become a key strategy for our continued growth.
MB
Mark Bright
Managing Director · Aircrew Insurance
Talk to us · 4 questions

See if we fit, in under a minute.

Tell us who you are and what you’re trying to ship. We’ll come back within 24 hours with a 30-minute tailored demo — real product, real screens, on your data shape.

  • A founder reads every inbound — not an SDR funnel.
  • 30-minute live demo · real screens, not slideware.
  • Pricing transparent on call two · in writing.
  • Talk directly to experts who know insurance technology inside and out
ISO 27001 · PCI-DSS Multi-region · 5 continents
STEP 1 OF 4

Which one of these is you?

Pick the closest — we’ll route you to the right specialist.

What scale are you running at?

Rough annual GWP — helps us shape the demo.

When are you looking to move?

Be honest -“just exploring” is a fine answer.

How do we reach you?

Thanks — we’ve got it.

A specialist who actually works on the platform will be in touch within one business day with a calendar link.

Common questions

What founders ask before signing.

If yours isn’t here, send us a line. Someone who actually built the platform reads every inbound.

How can I launch a new insurance product quickly and cost-effectively?
Insurtechs launch on uBind by skipping custom infrastructure entirely. Instead of building, you leverage uBind’s proven architecture and configuration team to go live in weeks — around 6 weeks from contract for a first product. This dramatically reduces time-to-market and the initial capital expenditure. The platform handles the technical heavy lifting (your rating logic, underwriting rules, document templates) so your lean team can focus on distribution and growth. Reach customers via white-label portals or embeddable quote journeys. Enterprise scalability with startup agility — no large internal engineering department required.
How can I validate my insurance idea without building everything from scratch?
uBind lets you validate and iterate on insurance products quickly. Product logic, pricing and workflows are consolidated in a configurable platform. Test products, adjust features, refine pricing — without rebuilding core infrastructure for each experiment. A/B test variants side-by-side. Version everything. Roll back instantly if a change doesn’t work. Most insurtechs ship 5-10 pricing variants in their first six months — almost none of them would have been worth building from scratch.
Can uBind support embedded insurance or API-based distribution?
Yes. uBind supports embedded insurance through a robust integration layer. Insurance products can be embedded into third-party apps, partner platforms or websites via embeddable user journeys or integration APIs — real-time underwriting and instant policy issuance within the partner’s own digital environment. The platform acts as a central insurance engine that makes quoting and binding logic available to any digital touchpoint. For a “drop-in” solution, uBind’s embeddable forms host a complete branded quote-and-buy journey on the partner site. For sophisticated needs, custom UIs sit on top of the integration APIs while uBind handles rating, document generation and regulatory compliance in the background.
How can an insurtech platform help my startup grow?
uBind scales with you as demand increases. Start with the core feature set, turn on advanced capabilities as you grow. The platform automatically scales to meet volume and traffic demands — your team never thinks about hosting, upgrades, monitoring or maintenance. The same platform that supports your 5-customer MVP supports your $50M GWP business at scale. No re-platforming. No painful migrations at series A.
How can I integrate third-party risk data into my insurance pricing and underwriting?
Integrate third-party risk data through uBind’s robust integration layer — real-time data enrichment during quoting. Connect to property valuation data sets, flood and perils data, address validation, motor vehicle data, claims history and more. Trigger external data lookups at any stage of the user journey for dynamic pricing adjustments based on real-time perils data, credit scoring or geospatial risk factors. Pre-fill fields from external sources to reduce non-disclosure risk and improve conversion.
How do I stay compliant as a new insurtech business?
uBind helps you meet regulatory requirements from day one. Built-in audit logs, document versioning, underwriting controls and reporting ensure transparency and traceability across all digital transactions. Digital workflows and strict rule adherence help eliminate the mistakes and reportable incidents that plague other systems. uBind is compliant with many global regulators and can provide compliance certificates and attestations on request — ISO 27001, PCI-DSS, CPS-234 and more.
Can I partner with insurers, MGAs, or brokers using uBind?
Yes. uBind is designed to support multi-party insurance ecosystems. The platform enables seamless collaboration between startups, insurers, MGAs and brokers through secure APIs, shared workflows and controlled access permissions. Set up MGAs and brokers with their own portals. Connect carriers via API for real-time capacity. Publish your product to partners. Each relationship gets its own commission terms, its own rates, its own data segregation.
How can uBind reduce operational and development costs for my startup?
uBind reduces operational and development costs through a configuration-based, no-code environment that eliminates the need for complex custom software builds. Pre-built core insurance modules and an API-first architecture let startups launch digital insurance products in weeks rather than years — significantly lowering Total Cost of Ownership. The platform automates the full policy lifecycle (quote, bind, renew, claim), allowing lean teams to scale without proportional headcount growth. Less reliance on high-cost developer resources. Faster time-to-market for new insurance innovations. Year-one engineering cost avoided: $2M+ — the platform hires you don’t have to make.

Launch your insurtech
in 6 weeks.

Stop building core insurance tech. Start building the thing your investors funded. Book a demo and see what the next 6 weeks could actually look like.

Book a 30-min demo Re-explore build vs buy