A modern technology platform for underwriting agencies
uBind solves the problem of distribution for MGAs and underwriting agencies with market leading technology. Create and build distribution networks, white label or sell direct.
Leverage our platform to launch effective full lifecycle digital experiences for customers and brokers, for any existing or new product offering. Building products is fast with amazing results that users love.
Sell to your network of brokerages an grow it with portal access and workflows that allow brokers to quickly transact. Integrate with their systems to eliminate manual data entry.
Sell direct to customers by embedding insurance within websites or apps. White label insurance workflows so your partners can sell your unique offering. Create branded portals so customers can self-manage.
Sell through affinity groups and associations, given them tools to view and manage insurance for their members through a portal. Given them dashboards and reports to help them track performance and maintain compliance.
Provide customer direct or broker portal real time quoting with a live premium estimate that updates as they change their selections
Pull in live data via API during the quoting process to rate intelligently and accurately
Embed insurance in websites, apps, or within existing purchase flows, pre-seeding data to save customers time and improve conversions
Provide branded versions of your forms with question changes for specific partners
Provide different ratings, occupations and limits to specific brokerages so you can cater to their client base
Publish APIs so your partners can quote bind and report to you in real time
Handle the full life-cycle of policy transactions including reversal and reinstatement transactions
Provide either claims submission forms, or a full claims workflow that supports notification, lodgement, reviews, assessments and settlement. Synchronise claims data with external systems if claims are handled by the insurer or an external claims handler
Use claims history as a rating factor, i.e. for renewal premium calculations
Set up your network or brokerages or affiliates in the system, with their own logins and user self-management capabilities. Control what they can do, and give them dashboards and reports to track their performance
Generate beautiful policy documents and manage documents associated with a policy in the portal
Provide payment collection for your customers or partners, including card payments, premium funding, BPAY or monthly direct debit. Split payments with brokers or affiliates
Automate key processes and procedures, and integrate with external systems easily using our automations engine
Support the most complex ratings, including those for business packs and ISR, taking into account perils data, map shape data, or large datasets
Taxes and accounting records are calculated and maintained perfectly, with payments automatically applied so you can minimise manual reconciliation. Synchronise accounting data with external accounting platforms
Generate reports in a number of formats, including auto-loading of data into Excel templates, so you can manipulate data any way you like
Explore our effective insurance user journeys, discover our agent sales tools, and find out how our deep feature set will help you achieve your objectives.
book a demoMGAs can scale their distribution using uBind platform, which provides brokers with instant access to quote and bind tools via white-labeled broker portals, embeddable client journeys, or integration APIs. uBind centralises your underwriting rules and rating engines, allowing brokers to submit business and receive instant policy issuance without manual MGA intervention.
uBind handles complex technical configuration of your rating logic and document templates. This turnkey approach allows MGAs to onboard broker networks quickly by providing them with a professional, secure portal to manage their own clients, or a direct online distribution tools to drop directly into a website. This ensures that every policy sold through your broker network adheres strictly to your centralized rules while providing the “instant” experience modern brokers expect.
uBind brings expertise to the broker experience, ensuring a leading approach that saves brokers time with UX design and AI tools. This achieves the objective of being your broker’s first choice when placing business.
uBind ensures agencies retain full underwriting control while scaling.
Customisable rule engines, approval workflows, and configurable rating logic allow agencies to enforce underwriting guidelines automatically, even as distribution volume increases.
uBind supports integration of third-party risk and intelligence data.
The platform connects via APIs to geospatial, hazard, or proprietary risk databases, feeding live risk scores into the rating engine for more accurate, risk-adjusted pricing.
uBind provides reporting and analytics tools that help MGAs monitor key performance and distribution metrics. The platform supports dashboards and customisable report formats, enabling you to analyse policy transactions, broker activity, and operational performance – helping you maintain visibility over your business as it scales.
uBind enforces underwriting guidelines with configurable automation.
Rule engines validate submissions against custom criteria, automatically flag exceptions, and require approvals when necessary, ensuring adherence to agency standards.
uBind enables MGAs and insurers to manage multiple broker networks through a centralised insurance platform that consolidates distribution, reporting, and compliance into a single source of truth. uBind can assist with the product setup so that your underwriting rules and branding are applied consistently across every partner and digital channel.
With uBind, you gain a high-level view of all broker activity without the need to manage disparate systems. Each broker in your network receives a dedicated, secure portal and optionally direct user journeys to embed in their website, while you monitor real-time submissions, performance metrics, and policy lifecycle data from a centralised dashboard. With intuitive management tools, you can onboard new networks and update rules, including tailored commission rates or limits, allowing you to scale your distribution footprint without increasing your internal operational overhead.
Save time and cost with new product launches when you build them in the uBind platform
Using tools your brokers will love, let them transact quickly and effortlessly through uBind
Make customers stick. Be brokers first choice for quoting insurance for their customers
Request a free consultation and a member of our team will guide you through the features and capabilities of the platform relevant to your objectives.
uBind is the future of insurance technology. Our innovative platform provides the technology to distribute insurance and sell at scale, with the tools to manage, refine and optimise your insurance operations.